TOQA × ROYAL UK

Tranche I · London and Birmingham

UK property income. From Mexico. In pounds.

Social and specialist housing in London and Birmingham, leased to Registered Providers on 5 to 7 year contracts. Your income is generated in pounds sterling — outside the peso and outside a single country.

  • 7.5–7.75%

    target net annual yield*

  • GBP

    Income in pounds sterling

  • [60] months

    Programme term

Programme background video (muted, looping)

Concentration

Why outside Mexico

This is not about access to real estate — you already own property. It is about the share of your wealth that still depends on one currency and one country. That is the problem this programme addresses.

  • +0%

    Growth in Mexican home purchases in the United States in 2025

    Reaching USD 4.4 billion. Mexican capital has been leaving the peso for years in search of hard currency.

  • USD 0

    Average ticket for those purchases

    Buying a whole house abroad requires a cheque most professionals will not write purely for diversification.

  • MXN 0

    Entry point for Mexican crowdfunding

    Accessible, but it pays in pesos and invests in Mexico. It solves neither currency nor country concentration.

Between a USD 705,000 house in Texas and a MXN 500 peso-denominated ticket there was nothing. This programme was built for that gap: tickets from [USD 5,000], income in pounds, asset in the United Kingdom.

Explainer

Four minutes to understand the deal

No soundtrack, no promises. What you buy, who owes you, how you get paid and how you exit.

Captions available in Spanish and English.

Mechanics

How it works

  1. 01

    Choose your amount

    Decide how much you lend to the vehicle, from [USD 5,000]. You can model it in the simulator below.

  2. 02

    Verify your identity at checkout

    KYC happens inside the external cart. No documents are captured on this page.

  3. 03

    Pay and receive your token on Polygon

    You sign your loan agreement and the token documenting it is issued to you on Polygon.

  4. 04

    Receive distributions

    Estimated distributions are paid [quarterly] in pounds, after the initial period with no distributions.

The legal structure, unvarnished
YouLender / token holderMexican vehicle (Owner)Your legal counterparty · loan agreementRYL Investment Group Ltd (UK)Programme operatorEnglish SPVAsset-holding special purpose vehicleThe buildingSocial and specialist housing

Your legal counterparty is the Mexican vehicle (Owner). You acquire no real right over the UK building and no shareholding in the English companies. The chain below shows where the asset lives, not what you own.

Source of rent

Who pays the rent

The question that matters is not the headline yield, but where the money comes from each month. Here it does not depend on one tenant's salary.

  • 0.0 million

    households on England's social housing waiting list

    Source: Shelter England

  • GBP 0.0 billion

    spent each year by English local authorities on temporary accommodation

    Source: Inside Housing

Rent on these homes is funded largely through Housing Benefit and the housing element of Universal Credit — public housing transfers rather than a tenant's wage.

Tranche I tenant

Veteran Housing Group

A provider specialising in supported housing, on a [5–7] year lease. The tenant is named in the programme documents; it is not an anonymous occupier.

Sources: Shelter England · Inside Housing.

The asset

The Tranche I property

Asset gallery, specification table and location. Final images will be replaced with photography of the delivered building.

Gallery of [12–16] photographs. Click an image to enlarge it.

Specification

Location
[London / Birmingham — exact address pending]
Units
[NUMBER OF UNITS]
Total Delivery Cost
[GBP TOTAL DELIVERY COST]
Tenant
Veteran Housing Group
Lease term
[5–7] years
Stage
[PROJECT STAGE]
Static map of the approximate location [MAP PENDING]

Simulator

What this could look like

Move the amount and the term. You will see three scenarios, not one — that is what an honest projection looks like.

$25,000

$5,000$100,000
Term
Tokens acquired25

Price per token: [USD 1,000]. Illustrative calculation before taxes and currency conversion.

Conservative

7.00% annual target

Estimated distribution per quarter
$0
Estimated total at maturity
$0

Base

7.50% annual target

Estimated distribution per quarter
$0
Estimated total at maturity
$0

Optimistic

7.75% annual target

Estimated distribution per quarter
$0
Estimated total at maturity
$0

The number

Why 7.5% and not 19%

Some platforms offer you 19%. We offer a target of 7.5%–7.75%. That difference is what it costs not to exaggerate.

A high number is not a return; it is an assumption. When someone advertises 'up to 19%', they are usually projecting a best case, in pesos, on an asset whose rent depends on everything going right. We would rather publish the number we believe we can sustain, in pounds, with a named tenant and rent funded through public housing support.

Why 7.5% and not 19%
Platform / instrumentAdvertised figureCurrencyAsset country
Briqup to 16–20%MXNMexico
M2Crowdup to 19%MXNMexico
FIBRA Uno~8.5%MXNMexico
This programme7.5–7.75% targetGBPUnited Kingdom

Figures as published by each platform, reviewed September 2026. Not verified by us and subject to change. The currency column is the comparison that matters.

Operator

Who runs it

RYL Investment Group Ltd

UK operator of the programme, responsible for acquisition, delivery and management of the asset.

  • 0+

    units delivered

  • 0 years

    approximate operating history

  • 0+

    units under management

Company registration number: [COMPANY NUMBER]

Toqa

Technology platform that issues and administers the token documenting your loan. Toqa is not a financial institution, does not take deposits from the public and does not provide investment advice.

Documents

Read it before deciding

Tranche I documentation. Download it and review it with your adviser.

  • Programme teaser

    Executive summary of the transaction.

    [PDF PENDING]

    Download
  • Financial summary

    Assumptions, scenarios and cost structure.

    [PDF PENDING]

    Download
  • Model loan agreement

    The contract you sign and the token documents.

    [PDF PENDING]

    Download
  • Privacy notice

    How your personal data is handled.

    [PDF PENDING]

    Download

Questions

Frequently asked questions

Purchase

Offer summary

Price per token
[USD 1,000]
Minimum amount
[USD 5,000]
Term
[60] months
Estimated distribution
[Quarterly] · 7.5–7.75% target net annual
Buy Token

What happens after you click

  1. 01You verify your identity
  2. 02You sign your loan agreement
  3. 03You receive your token on Polygon